FinTech: Finance, Technology and Regulation

This book provides a comprehensive and accessible reference for understanding the technological transformation of finance and the role of regulation in the world of FinTech, including artificial intelligence, blockchain, BigData, cloud computing, cryptocurrencies, central bank digital currencies, and distributed ledger technology. It offers a unique perspective on FinTech as an interactive system involving finance, technology, law, and regulation and discusses approaches to balance the risks and challenges of innovation.

Format: Paperback / softback
Length: 287 pages
Publication date: 23 November 2023
Publisher: Cambridge University Press

In this comprehensive and accessible work, Ross P. Buckley, Douglas W. Arner, and Dirk A. Zetzsche offer an invaluable reference for anyone seeking to understand the technological transformation of finance and the role of regulation in the ever-evolving world of FinTech. The authors delve into a wide range of FinTech technologies, including artificial intelligence, blockchain, BigData, cloud computing, cryptocurrencies, central bank digital currencies, and distributed ledger technology, providing a unique perspective on FinTech as an interactive system that encompasses finance, technology, law, and regulation.

Beginning with an evolutionary perspective, the authors explore the major technologies driving the transformation of finance, advocating for balanced approaches to navigate the risks and challenges associated with innovation. They emphasize the central role of infrastructure in digital financial transformation, drawing lessons from China, India, the EU, and the impact of pandemics and other sustainability crises. Additionally, they address the risks generated by FinTech, including concerns about data privacy, cybersecurity, and financial stability.

In conclusion, the authors offer forward-looking regulatory strategies to address the challenges facing our world today. They advocate for a collaborative approach that fosters innovation while ensuring consumer protection, financial stability, and ethical practices. This work serves as a valuable resource for policymakers, industry professionals, and scholars interested in understanding the complex dynamics of the financial sector and the role of technology in shaping its future.

Weight: 512g
Dimension: 152 x 228 x 23 (mm)
ISBN-13: 9781009078214